Sub-Prime Lending: Empowering Car Ownership at McGovern Subaru

What Is Sub-Prime Lending?

Sub-prime lending is a financial solution designed to assist individuals with less-than-perfect credit in obtaining car loans. At McGovern Subaru near Dover and Newington, NH, we specialize in sub-prime lending to ensure that everyone, regardless of their credit history, has access to reliable transportation. This approach acknowledges that financial setbacks can happen to anyone, and our goal is to make the car-buying experience inclusive and accessible.

Helping Customers with Bad Credit Car Loans

Our commitment to sub-prime lending means we prioritize understanding your unique financial situation. Bad credit shouldn't be a barrier to owning a quality vehicle, and the team at our Portsmouth area finance center is dedicated to finding viable solutions for customers with credit issues. Whether you've faced bankruptcy, late payments, or other credit challenges, McGovern Subaru is here to guide you through the process of securing a car loan or lease that suits your needs.

Flexible Financing Options

Save Time. Get Pre-Approved.

Apply Now

Offers & Incentives

Our special offers can help save you money on a new Subaru or used car.

View Current Offers

Questions? Get In Touch

Contact us! We are here to help simplify the process of getting approved for an auto loan.

Contact Us

Things to Bring When You Visit the Dealership

To facilitate a smooth sub-prime lending process, there are a few essential documents you should bring when visiting McGovern Subaru.

License

A valid driver's license is a standard requirement for any car purchase. Ensuring you have a current license is the first step toward obtaining your sub-prime auto loan.

Payoff Information on Current Vehicle

If you currently have a vehicle and are seeking a new loan, bring information about the payoff amount on your existing car. This assists our team in structuring a loan that accommodates your current financial obligations.

Proof of Income

Demonstrate your ability to repay the loan by providing proof of income. Pay stubs, tax returns, or other income verification documents help lenders assess your financial stability.

Proof of Residency

Confirm your current address with proof of residency, such as utility bills or rental agreements. This documentation contributes to the overall assessment of your financial reliability.

How We Can Help

At McGovern Subaru, our sub-prime lending program is designed to be comprehensive and supportive.

Work with Multiple Lenders

We understand that every financial situation is unique. By working with a diverse range of lenders, we increase the likelihood of finding a financing solution tailored to your specific needs. This flexibility allows us to explore various options and secure the best possible terms for your sub-prime car loan.

Full Spectrum Lender

As a full-spectrum lender, McGovern Subaru has the capacity to assist York, Maine and Somersworth, NH customers across a broad credit spectrum. From prime to sub-prime, we are equipped to accommodate various credit histories, ensuring that every customer receives personalized attention and a fair opportunity to secure financing.

Apply Online/Finance Application

To streamline the sub-prime lending process, McGovern Subaru offers the convenience of an online finance application. You'll have a safe, secure way of applying for a loan from the comfort of your own home, streamlining the application process. Take away the hassle of in-office visits, operating hours, and driving on your day off by taking advantage of our easy-to-use tool.

Simple and Secure

Our online finance application is designed to be user-friendly and secure. You can complete it from the comfort of your home, providing the necessary details at your own pace.

Faster Approval Process

By submitting your application online, you expedite the approval process. Our finance team will review your information promptly, getting you one step closer to driving away in your new Subaru.

Contact Our Finance Department Today

McGovern Subaru's commitment to sub-prime lending is rooted in the belief that everyone deserves a chance to own a reliable vehicle. By understanding the nuances of sub-prime financing, offering a supportive process, and collaborating with multiple lenders, we strive to make car ownership a reality for individuals facing credit challenges. Visit McGovern Subaru near Exeter and Rochester, NH today to experience a customer-focused approach that puts your needs first.

Start Your Application

* Indicates a required field

Contact Information

Purchase Timeframe

Texting Preferred
  1. McGovern Subaru

    85 Gosling Rd
    Newington, NH 03801

    • Sales: 603-758-7600
Loading Map...

Get in Touch

  • Contact our Sales Department at: 603-758-7600
  • Monday9:00AM - 7:00PM
  • Tuesday9:00AM - 7:00PM
  • Wednesday9:00AM - 7:00PM
  • Thursday9:00AM - 7:00PM
  • Friday9:00AM - 6:00PM
  • Saturday9:00AM - 6:00PM
  • SundayClosed